An insurance broker can be an invaluable ally for a business owner, but potential clients are not always clear on all of the benefits a broker can offer.
Taken from a recent study into why people will choose a Broker over the Direct Insurer channel, & in order of importance, these are the things that matter the most to clients:-
4. Peace of mind that everything is covered
5. Security of Personal Data
Contrary to popular consumer belief, using a broker doesn't cost more! Often it costs less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on our client’s behalf. In addition, as members of industry groups like CQIB, brokers will have available to them insurance policies that cannot be accessed through the direct market. These policies will have terms and conditions that have been negotiated by the industry group to benefit the client in a way that a direct policy can not.
A Broker will look for the RIGHT policy for their customers.
So whether it's home, car, rural, business or professional insurance, brokers are the best, most trusted source of advice available to make sure you are properly protected. Brokers are aware of the benefits and exclusions and can help you find the most appropriate cover for your OWN circumstances.
Sometimes misfortune happens and you may have to make a claim. A broker can act on your behalf, liaising with the insurance company to negotiate the best possible outcome for you.
Here at NQIB, we have a dedicated claims team and WILL act on YOUR behalf, liaising with the insurance company to negotiate the best possible outcome for YOU. We are YOUR representative and not the representative of the Insurance Company.