The floods in January and February 2019 in Townsville have provided some much needed relief for growers and farmers in the area, in addition to filling the Ross River Dam and lifting the stress of the dry.
All of us at NQIB would like to thank you for your support over the past twelve months and look forward to continuing our association in the new year. We extend our best wishes to you and your family for the festive season and wish you a safe and prosperous new year.
Where small town insurance service is more than just a memory.
Kieran and his team at NQIB, your LOCAL Insurance Broker, are here to help. The choice is yours, Call Centre Service or talk to your dedicated NQIB Ingham Team. We get it, we live here too.
Call in to our office at 2 Herbert Street, Ingham with your current insurance policy for a free quote and go in to the draw for our fortnightly prizes. We can provide tailor made insurance solutions for all of your general insurance needs.
Rural Insurance - We will work with you to identify the risks you want cover for.
Claims - At Claims time we are your representative and not the representative of the insurer. We will assist you throughout the claims process, working with you to ensure you receive your entitlements.
We haven't forgotten about our existing clients. Get your name in the draw by:
Cybercrime is not just a big company issue. According to Australian Federal Police statistics, 71% of cyber attacks occur in businesses with fewer than 100 employees. A wide range of entities are at risk and the statistics are horrifying. For example:
From 22 February 2018, the Notifiable Data Breaches (NDB) Scheme has been added to the Privacy Act 1998. This makes it compulsory for certain organisations to report data breaches to both the Office of the Australian Information Commissioner (OAIC) and the people affected.
The scheme requires notification of unauthorised access to, disclosure of, or loss of information likely to result in serious harm. Failure to act and report a breach could see fines and penalties of up to $360,000 for individuals and $1,800,000 for organisations.
A Cyber Insurance Policy can’t stop a cyber attack. It is designed to protect a business by providing financial support and incident response expertise to help recover from adverse events, including ransomware attacks, point-of-sale intrusions, denial-of-service attacks and cyber espionage.
Contact your NQIB Broker or our office to learn more.
For more information on the NDB scheme please refer to: https://www.oaic.gov.au/privacy-law/privacy-act/notifiable-data-breaches-scheme
Remotely piloted aircraft (RPAs) have grown in popularity exponentially in recent years, for both commercial and recreational usage. There are a multitude of applications for commercial operations, spanning property, tourism, insurance, mining, engineering, marketing, entertainment and sports sectors, to name only a few.
Owners and operators of commercial RPAS should consider protecting their assets and third party liability.
The attached brochure created by QBE Insurance provides some general information in regards to Drone Insurance and CASA Regulations. Should you require more information or would like to obtain a quote for Drone Insurance, please phone your local NQIB Broker in Townsville, Ingham or Ayr. Click here for our contact details.