Working from home?

If you are working from home, it’s important to understand the risks involved and what cover you may want to consider.

​Business equipment.
In the event of your business equipment (eg. laptop) being damaged or stolen, you will want to ensure your cover is adequate. If you damage a laptop, and if it is a company laptop, Is it covered by your current insurance arrangement? It pays to check the finer details of your insurance coverage:

• Is it covered if I am in transit? (For example driving from my home office to my usual office or visiting a client)
• Is it covered if the kids accidentally spill a drink on it away from the office?
• Is the data and software covered?

Cyber attack.
Cyber protection insurance is a relatively new form of cover. It’s designed to help protect your business from the financial impact of computer hacking or a data breach.
 
If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage. A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation. Your business may be more exposed if you have staff working from home. 

Here when you need us most.
To understand more about your level of risk and appropriate cover to suit your needs. Please contact one of our broking professionals on 07 4755 6100.
 
This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.